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Cincinnati Financial Corporation Officers Certify Filings with the Securities and Exchange Commission
CINCINNATI, Aug 13, 2002 /PRNewswire/ -- Cincinnati Financial Corporation (Nasdaq: CINF) -- Chief Executive Officer John J. Schiff, Jr. and Chief Financial Officer Kenneth W. Stecher today certified the accuracy and completeness of Cincinnati Financial's recent financial reports filed with the Securities and Exchange Commission (SEC). Their sworn statements, provided in Form 8-K, apply to the Form 10-K report for 2001, the 2002 Proxy statement to shareholders and the Form 10-Q reports for the first and second quarters of 2002.

The SEC's Order 4-460, issued on June 27, 2002, requires chief executive and chief financial officers of approximately 950 large, publicly traded companies to attest to the accuracy of their recent SEC reports by Aug. 14, 2002.

The Company today also filed its Form 10-Q quarterly report for the period ended June 30, 2002. This report, Cincinnati Financial Corporation's other recent financial reports and officer certifications are available through the SEC's EDGAR electronic filing system or through www.cinfin.com on the Investor page.

Cincinnati Financial Corporation offers property and casualty insurance, our main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The Cincinnati Life Insurance Company markets life, disability income and long-term care insurance and annuities. CFC Investment Company supports the insurance subsidiaries and their independent agent representatives through commercial leasing and financing activities. CinFin Capital Management provides asset management services to institutions, corporations and individuals. For additional information, please visit our Web site at www.cinfin.com .

This is a "Safe Harbor" statement under the Private Securities Litigation Reform Act of 1995. Certain forward-looking statements contained herein involve potential risks and uncertainties. The Company's future results could differ materially from those discussed. Factors that could cause or contribute to such differences include, but are not limited to: unusually high levels of catastrophe losses due to changes in weather patterns or other causes; the frequency and severity of claims; environmental events or changes; changes in insurance regulations, legislation or court decisions that place the Company at a disadvantage in the marketplace; adverse outcomes from litigation or administrative proceedings; recession or other economic conditions resulting in lower demand for insurance products; sustained decline in overall stock market values negatively affecting the Company's equity portfolio; delays in the development, implementation and benefits of technology enhancements; and decreased ability to generate growth in investment income.

Further, the Company's insurance businesses are subject to the effects of changing social, economic and regulatory environments. Public and regulatory initiatives have included efforts to adversely influence and restrict premium rates, restrict the ability to cancel policies, impose underwriting standards and expand overall regulation. The ultimate changes and eventual effects, if any, of these initiatives are uncertain.

SOURCE Cincinnati Financial Corporation

CONTACT:          Kenneth W. Stecher, Chief Financial Officer of Cincinnati
                  Financial Corporation, +1-513-603-5236

URL:              http://www.cinfin.com


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